Ayushman Bharat Yojana Scheme 2021, Benefits, Apply Online: The Pradhan Mantri Jan Arogya Yojana (PMJAY) popularly known as the Ayushman Bharat Yojana Scheme is the flagship scheme by the Government of India. Ayushman Bharat is National Health Protection Scheme, which will cover over 10 crore poor and vulnerable families (approximately 50 crore beneficiaries) providing coverage up to 5 lakh rupees per family per year for secondary and tertiary care hospitalization. Ayushman Bharat.PM Ayushman Bharat Yojana scheme is paperless and offers cashless hospitalization cover at public hospitals and network private hospitals. The government-backed program has defined 1,350 medical packages covering surgery, medical, and daycare treatments, including medicines and transport.
Features of Ayushman Bharat Yojana Scheme:
- Coverage of Rs.5 lakh per family per annum for secondary and tertiary care across public and private hospitals.
- Approximately 50 crore beneficiaries (over 10 crore poor and vulnerable entitled families) are eligible for the scheme.
- Can avail services across the country at any of the impaneled public and private hospitals.
- All pre-existing conditions covered from day one.
- The scheme includes 1,393 medical procedures.
- Includes costs for diagnostic services, drugs, room charges, physician’s fees, surgeon charges, supplies, ICU, and OT charges.
- Public hospitals are reimbursed at par with private hospitals.
- Cashless hospitalization.
- Covers up to 3 days of pre-hospitalization expenses such as medicines and diagnostics.
- Covers up to 15 days of post-hospitalization expenses which include medicines and diagnostics.
- No restriction on the family size, gender, or age.
- Residing in only one room with kuccha walls and kuccha roof
- Landless households finding their income from manual casual labour
- Female-headed households (where no adult male member between the age group of 16-59 years)
- Disabled member and no able-bodied adult member
- Scheduled Caste/Scheduled Tribe households
- Households without shelter
- Destitute/ living on alms
- Manual scavenger families
- Primitive tribal groups
- Legally released bonded labour
Who Is Eligible Under Pradhan Mantri Ayushman Bharat Yojana?
- Households without shelter
- Destitute/ living on alms
- Residing in only one room with kuccha walls and kuccha roof
- Manual scavenger families
- Primitive tribal groups
- Legally released bonded labour
- Landless households finding their income from manual casual labour
- Female-headed households (where no adult male member between the age group of 16-59 years)
- Disabled member and no able-bodied adult member
- Scheduled Caste/Scheduled Tribe households
Who Is Not Eligible Under Pradhan Mantri Ayushman Bharat Yojana?
- Government employees.
- Those who own landline phones or refrigerators.
- Those who live indecently built houses.
- Those who are earning more than Rs.10,000 per month
- Those who have mechanized farming equipment.
- Who owns a two, three, or four-wheeler.
- Those who hold a Kisan card.
- Motorized 2/3/4 wheeler/fishing boat owner.
- Those who are working in government-run non-agricultural enterprises.
- Those who own more than 5 acres of agricultural land.
- Kisan credit cardholder with a credit limit of over Rs. 50,000/-
- Owns a refrigerator
- Owns landline phone
- Paying income tax
- Paying professional tax
Documents Required to Apply For Ayushman Bharat Yojana Scheme:
- Identity and Age Proof (Aadhaar Card/PAN Card)
- Caste certificate
- Income certificate
- mobile number, email address, and residential address.
How To Apply Online For Ayushman Bharat Yojana?
Visit the exclusive website for PMJAY >>> https://mera.pmjay.gov.in/search/login
